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How long does credit last before it expires?

How expiry works for loyalty credit, manual credit and gift cards, including the legal minimum expiry for gift cards in Australia and the US.

All credit in WithWine has an expiry. For credit you give away for free (loyalty credit and manual credit), you choose the expiry. For gift cards, which customers pay for, the law sets a minimum expiry period.

Loyalty credit expiry

You set how long loyalty credit lasts in Settings > Loyalty & Credit, in the Loyalty Program section, under Credit earned has an expiry of. The default is 12 months. See How to set up your loyalty program.

Manual credit expiry

When you give a customer manual credit, you choose when that credit expires. Manual credit is free for the customer, so it can expire as soon as you like.

Gift card expiry: the legal minimums

Gift cards are purchased credit: the customer has paid for them. In Australia and the United States, the law sets a minimum expiry period for gift cards.

Australia: gift cards sold on or after 1 November 2019 must be valid for at least 3 years. The expiry date must be clearly shown on the gift card, and most fees after purchase are banned. Some gift cards and vouchers are excluded. See New gift card laws (consumer.gov.au).

United States: under the federal Credit CARD Act of 2009, gift cards can't expire sooner than 5 years after the date they were issued or the date money was last loaded onto them, whichever is later. Some states have stricter rules. For example, California generally doesn't allow gift cards to expire. Check your state's rules.

This is a summary, not legal advice, and laws can change. Check the current rules for where you sell.

Why loyalty and manual credit can expire sooner

The gift card rules protect customers who have paid for a gift card. Loyalty credit and manual credit are free rewards that you give, so you can choose a short expiry. A short expiry gives customers a reason to come back and order. See Why give customers credit instead of discounts?.

Reminder emails before credit expires

WithWine emails the customer 3 days before their credit expires, to remind them to use it.

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